Kuwait Finance House reported a strong net profit of KD 168.1 million for the first quarter of 2025. This marks a 3.2% increase from the same period last year and a significant 41.4% rise from the previous quarter. Earnings per share reached 9.77 fils, growing by 3.1% year-on-year.
This solid performance reflects gains across all key areas. Kuwait Finance House increased its net financing income to KD 318.9 million, up 21.1%. Total operating income also rose by 15.9%, reaching KD 454.9 million, driven by strong performance in core activities.
Moreover, net operating income hit KD 295.7 million, a 19.4% rise. Financing receivables totaled KD 19.3 billion, while depositors’ accounts grew to KD 19.5 billion. Total assets reached KD 36.9 billion, showing the bank’s consistent expansion.
Kuwait Finance House also maintained a capital adequacy ratio of 19.38%, well above the required level. This confirms the bank’s financial stability, long-term resilience, strong risk management strength, and strategic financial planning capabilities.
The bank continues to lead in digital innovation by consistently enhancing its online and mobile platforms. It now offers over 200 electronic services, including mobile banking, online account opening, instant gold trading, and cardless ATM withdrawals. Customers can also instantly print debit and credit cards, manage deposits, and make secure online payments. These advanced features improve customer satisfaction by offering greater convenience, speed, and accessibility. Furthermore, Kuwait Finance House uses these tools to stay competitive in a rapidly evolving digital banking landscape.
In addition to digital services, Kuwait Finance House is expanding its focus on sustainable finance. Through its investment arm, KFH Capital, the bank plans to issue more green Sukuk in the coming years. These instruments will help fund projects that meet environmental, social, and governance (ESG) goals. By promoting green Sukuk, the bank not only supports global sustainability efforts but also aligns its business model with responsible investment trends. This approach reflects its long-term vision for ethical, environmentally conscious growth across international markets.
Kuwait Finance House also plays a key role in strengthening the national economy. It actively supports small and medium-sized enterprises (SMEs) by offering tailored financing and advisory services. These efforts help boost job creation, drive innovation, and stimulate local business activity. The bank currently holds the largest SME financing portfolio in Kuwait, measured by the number of beneficiaries. Moreover, it partners with government agencies and private institutions to deliver better access to credit and support entrepreneurship. This commitment shows its dedication to economic development and inclusive growth.
