Abu Dhabi Islamic Bank’s net profit after tax rose 6% to AED5.61 billion in the first nine months of 2026, from AED5.32 billion a year earlier, the lender said in its results report on Tuesday.
Profit before tax increased 6% to AED6.43 billion. Revenue rose 6% to AED9.71 billion, and earnings per share climbed to AED1.38 from AED1.31.
Third-quarter profit after tax rose 2% from a year earlier to AED1.85 billion, but fell 4% from AED1.93 billion in the second quarter. Quarterly operating income was little changed at AED3.22 billion.
Net revenue from funds rose 11% to AED6.11 billion over nine months, while non-funded income slipped 0.5% to AED3.60 billion. The net profit margin narrowed to 3.64% from 4.17%.
Gross customer financing grew 25% year on year to AED218 billion, and customer deposits rose 17% to AED259 billion. Total assets reached AED318 billion at the end of September, up 18%.
Impairment charges fell 12% to AED451 million, and the non-performing asset ratio dropped to a record low of 2.0% from 3.3% a year earlier. Operating expenses rose 9% to AED2.83 billion, lifting the cost-to-income ratio to 29.1%.
The bank’s common equity tier 1 ratio stood at 12.4%, down from 13.0%. Group Chief Executive Officer Mohamed Abdelbary said the AED1.75 billion rights issue would strengthen the bank’s capital base and provide additional capacity for financing growth.
Trading in ADIB shares on the Abu Dhabi Securities Exchange was suspended from noon on Tuesday to coincide with a meeting of the bank’s board, according to exchange notices.
