Qatar’s mortgage market has shown impressive strength, reflecting confidence in the real estate sector. The country recorded 788 mortgage transactions, totaling QR19.314 billion, over a recent six-month period. These numbers highlight the continued rise of Qatar’s mortgage market activity.
Doha Municipality led all areas in mortgage volume and value. It accounted for 119 mortgage deals, equal to 33.6% of the total. Al Rayyan followed with 97 transactions, while Al Wakrah came third with 49.
In terms of value, Doha again ranked first with QR5.881 billion in mortgage value. Meanwhile, Al Sheehaniya recorded the lowest value at only QR780,000. This demonstrates the concentration of high-value deals within the capital.
Looking at earlier months, Doha also dominated with QR5.313 billion in mortgage value. Al Sheehaniya again recorded the lowest, just QR637,000. These figures suggest that Qatar’s mortgage market growth remains anchored in key urban centers.
Comparing recent data to earlier periods, Doha continues to show leadership. Al Rayyan also posted strong figures in previous cycles, with over QR7 billion in total value. In contrast, Al Shamal consistently recorded the lowest mortgage volumes and values.
Importantly, trading momentum in the real estate sector has remained steady. Government reforms and updated regulations helped fuel this momentum. These changes cover property registration, documentation, and investment-friendly laws that attract both local and foreign capital.
Another notable trend is that Doha and Al Wakrah saw a greater share of mortgage value compared to the number of transactions. This means fewer, but higher-value, properties were mortgaged. Other municipalities showed a higher number of deals with a lower total value.
Data reveals that just ten properties made up 51% of the total mortgage transaction value in one recent quarter. Seven of these top properties were in Doha, and three were in Al Wakrah. This emphasizes how large-scale deals continue to drive the Qatar mortgage market.
In addition, the residential real estate segment has shown remarkable growth. There were 476 deals involving residential units, with a total value close to QR947 million. This marks a large increase compared to earlier numbers.
The steady expansion of infrastructure projects and real estate developments across the country is driving growth. Moreover, government-backed reforms and incentives are supporting a safer, more dynamic investment environment.
In conclusion, these strong indicators confirm the robustness of the Qatari economy. The Qatar mortgage market plays a key role in national investment and development. Experts predict continued gains in this sector as urban growth and investor interest remain high.
